If your insurance company is acting in bad faith and refusing to investigate your claim, or refusing to give you the reason for valuing your claim so low, it is said to be acting in bad faith. It's the insurance company's responsibility to assist their policyholders with their claims, but this doesn't always happen. If it doesn't, there are steps that you can take to protect your rights. However, it is important to let the insurance company know that you believe that it is acting in bad faith. You can do that by sending the company a demand letter.
Writing a Bad Faith Letter to the Insurance Company
A bad faith letter formally tells the insurance company that you believe that it is acting in bad faith. For example, if the company has failed to investigate your claim thoroughly, or you believe that the insurance adjuster has not provided a valid reason for the denial of your claim, you will inform the company about this in the demand letter.
How to Write a Bad Faith Demand Letter
Broadly, sending a demand letter is the first step that you will take towards protecting your rights in an insurance bad faith case. Your letter will be most effective if it is brief and forceful, including the important details directly related to your claim. Our firm can help you write a clear and concise letter, specifically spelling out to the insurance company that you believe they are acting in bad faith. The letter will briefly, but directly, explain what would be an acceptable settlement based on the details of your claim.
Contact Our Firm for Help
For help writing a demand letter, speak to a Los Angeles insurance bad faith lawyer. To understand your rights to optimum insurance protection, and what you can do when you’re being stonewalled by the insurance company, schedule a consultation with Effres & Effres today. We want to help!