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Insurance Bad Faith

Agoura Hills Insurance Bad Faith Lawyer

Supporting Clients through Complex Cases in Los Angeles

You don’t expect your insurance company to give you a lowball offer, deny your claim, or delay damages when you need compensation after an accident. However, insurance companies are often guilty of such practices for the sole purpose of reducing the amount that they are obligated to pay you after you’ve been injured.

If you are currently having trouble recovering compensation from your insurer in Los Angeles, discuss your legal options with an insurance bad faith attorney at Effres & Effres today.

Insurance Company Bad Faith

When you purchase a policy from an insurance company or agent, the company is required to uphold the terms of the policy in good faith. The insurance policy is a contract: the company is supposed to provide you the coverage that you have signed up for in exchange for payment of regular premiums.

It’s a fairly straightforward agreement, but very often insurance companies backtrack when it comes to honoring their end of the deal.

Here are just some ways in which your insurer might attempt to save company money:

  • The company may delay your valid claim.
  • The company may deny your valid claim altogether.
  • The company may make you a lowball offer that does not cover your damages.
  • The company fails to respond instantly to your claim.
  • The company also fails to provide you the reasons for all of these actions.

Insurer breach of contract can put a policyholder through tremendous stress. Whatever the type of insurance that you purchased – life insurance, homeowners insurance, auto insurance, disability insurance or any other type of coverage – the company is required to stick to the terms of the agreement and pay out a legal and valid claim according to the terms of your policy. Whether your insurance company is currently denying your claim or making a lowball offer, you have legal options for recovery.

We Are on Your Side

If you’re currently having trouble recovering compensation from your insurance company, discuss your next course of action with a Los Angeles insurance bad faith lawyer at Effres & Effres. A claim can help you recover financial damages, not only for breach of contract, but also for emotional distress. We offer our services for residents throughout Southern California, including Los Angeles, Orange County, Riverside, San Bernardino, San Diego, Ventura, and all surrounding counties.

For help filing a claim, call (818) 222-9720 and schedule a consultation with a lawyer at our firm.

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    Our Clients' Success Stories

    • "More importantly, thank you for changing my life."
      Dear Mr. Effres, Thank you very much for successfully settling my case. You are an incredibly competent, hardworking and creative lawyer and it is for these reasons that you conquered such a difficult case. I now know why everyone respects you. Again, thank you for counseling and helping me. More importantly, thank you for changing my life. My most sincere regards by B. L.
      - B.L.
    • "We are very fortunate to have you for our attorney!"
      Dear Steven, Just a note during the holiday season to tell you how much we appreciate all of your hard work and dedication on the Maria case. This December is the second anniversary of my mother’s tragic accident in the Burbank Mall parking lot. We could not have gotten through the tangle of issues and problems without you. We are very fortunate to have you for our attorney! Thank you again for your hard work, PATIENCE and perseverance on our behalf. by L & M
      - L&M
    • "I really feel like it's his reputation as a trial lawyer that got us the deal."
      Two attorney firms dropped us before the 2 year deadline and we were panicking. My husband was badly hurt when a truck backed into him as he was walking by. Justin took us in and we really felt like we had someone on our side. I really feel like it's his reputation as a trial lawyer that got us the deal. I would absolutely recommend him!
      - S.K.
    • "Justice was done."
      Dear Mr. Effres, I was the juror that took your card and assured you I’d call, as time is such a premium in our lives, dropping you a line is much easier. Thank you for the offer of our suggestions and/or comments. What impressed me the most and what seemed the be a determining factor was the diligence in which you presented the evidence, your depth of conviction for Maria’s case was deeply felt. Your calmness in dealing with the judge with the study in the strength of the human character! The only suggestion I would make (and this is coming from a color consultant point of view) would be to wear dark suits, white shirt and a striking tie (LOVE THE SCALE OF JUSTICE TIE), other than that – change nothing. Please pass on my best wishes to Maria even though the money could not begin to suffice for her injury the quality of her life may be enhanced, they are a beautiful family and were represented by a compassionate, thorough, competent lawyer. Justice was done. God bless you. by K. R.
      - K.R.

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