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Insurance Bad Faith

Agoura Hills Insurance Bad Faith Lawyer

Supporting Clients through Complex Cases in Los Angeles

You don’t expect your insurance company to give you a lowball offer, deny your claim, or delay damages when you need compensation after an accident. However, insurance companies are often guilty of such practices for the sole purpose of reducing the amount that they are obligated to pay you after you’ve been injured.

If you are currently having trouble recovering compensation from your insurer in Los Angeles, discuss your legal options with an insurance bad faith attorney at Effres & Effres today.

Insurance Company Bad Faith

When you purchase a policy from an insurance company or agent, the company is required to uphold the terms of the policy in good faith. The insurance policy is a contract: the company is supposed to provide you the coverage that you have signed up for in exchange for payment of regular premiums.

It’s a fairly straightforward agreement, but very often insurance companies backtrack when it comes to honoring their end of the deal.

Here are just some ways in which your insurer might attempt to save company money:

  • The company may delay your valid claim.
  • The company may deny your valid claim altogether.
  • The company may make you a lowball offer that does not cover your damages.
  • The company fails to respond instantly to your claim.
  • The company also fails to provide you the reasons for all of these actions.

Insurer breach of contract can put a policyholder through tremendous stress. Whatever the type of insurance that you purchased – life insurance, homeowners insurance, auto insurance, disability insurance or any other type of coverage – the company is required to stick to the terms of the agreement and pay out a legal and valid claim according to the terms of your policy. Whether your insurance company is currently denying your claim or making a lowball offer, you have legal options for recovery.

We Are on Your Side

If you’re currently having trouble recovering compensation from your insurance company, discuss your next course of action with a Los Angeles insurance bad faith lawyer at Effres & Effres. A claim can help you recover financial damages, not only for breach of contract, but also for emotional distress. We offer our services for residents throughout Southern California, including Los Angeles, Orange County, Riverside, San Bernardino, San Diego, Ventura, and all surrounding counties.

For help filing a claim, call (818) 222-9720 and schedule a consultation with a lawyer at our firm.

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    Our Clients' Success Stories

    • "We are very fortunate to have you for our attorney!"
      Dear Steven, Just a note during the holiday season to tell you how much we appreciate all of your hard work and dedication on the Maria case. This December is the second anniversary of my mother’s tragic accident in the Burbank Mall parking lot. We could not have gotten through the tangle of issues and problems without you. We are very fortunate to have you for our attorney! Thank you again for your hard work, PATIENCE and perseverance on our behalf. by L & M
      - L&M
    • "So pleased to win the case, through your legal expertise."
      Dear Mr. Effres, Please allow us to make your acquaintance. We are writing at the urging of Mr. Gusa, who shared with us the lovely history behind our receiving a beautiful six-passenger golf cart. As you know, he is a fine man and he was so pleased to win the case, through your legal expertise, so as to provide us with this unexpected gift. We would never have conceived of having such a large golf cart. Now that we have it, we are discovering how very valuable it is for being able to take a group of our distinguished guests all together on a tour around the monastery grounds. Perhaps one day circumstances will be such that you find yourself in Arizona. If so, we would be pleased to invite you on a tour of the monastery! With best regards by X. N.
      - X.N.
    • "Best law office to work with!"
      Effres & Effres law office helped me to work through my case after I was rear ended by a young person who drove someone else's car with a minimal insurance coverage. They were great, always available, answering all my questions, giving the best advises, not aggressively but based on an informed decision-making process, which I was very much part of. We got a great result. I would strongly suggest this law office to anyone who was injured in an accident. They are great, responsible and accommodating you, every step on the way.
      - Susanna
    • "They treated us with genuine kindness and respect, and made such a difficult time for our family bearable."
      I cannot recommend Effres and Associates highly enough. Having lost a loved one due to malpractice, I was determined to find the best legal representation to seek justice for my family. We researched and interviewed many lawyers, and Stephen and Justin Effres stood out in every aspect; their knowledge and experience in the malpractice field, their record of winning cases, their patient guidance through the entire legal process, and their accessibility and responsiveness is unsurpassed. They treated us with genuine kindness and respect, and made such a difficult time for our family bearable. We always felt that they had our best interests in mind. They did such a great job on our case and we were extremely happy with the outcome. I highly recommend choosing them for your legal counsel.
      - E.C.

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