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Insurance Bad Faith

Agoura Hills Insurance Bad Faith Lawyer

Supporting Clients through Complex Cases in Los Angeles

You don’t expect your insurance company to give you a lowball offer, deny your claim, or delay damages when you need compensation after an accident. However, insurance companies are often guilty of such practices for the sole purpose of reducing the amount that they are obligated to pay you after you’ve been injured.

If you are currently having trouble recovering compensation from your insurer in Los Angeles, discuss your legal options with an insurance bad faith attorney at Effres & Effres today.

Insurance Company Bad Faith

When you purchase a policy from an insurance company or agent, the company is required to uphold the terms of the policy in good faith. The insurance policy is a contract: the company is supposed to provide you the coverage that you have signed up for in exchange for payment of regular premiums.

It’s a fairly straightforward agreement, but very often insurance companies backtrack when it comes to honoring their end of the deal.

Here are just some ways in which your insurer might attempt to save company money:

  • The company may delay your valid claim.
  • The company may deny your valid claim altogether.
  • The company may make you a lowball offer that does not cover your damages.
  • The company fails to respond instantly to your claim.
  • The company also fails to provide you the reasons for all of these actions.

Insurer breach of contract can put a policyholder through tremendous stress. Whatever the type of insurance that you purchased – life insurance, homeowners insurance, auto insurance, disability insurance or any other type of coverage – the company is required to stick to the terms of the agreement and pay out a legal and valid claim according to the terms of your policy. Whether your insurance company is currently denying your claim or making a lowball offer, you have legal options for recovery.

We Are on Your Side

If you’re currently having trouble recovering compensation from your insurance company, discuss your next course of action with a Los Angeles insurance bad faith lawyer at Effres & Effres. A claim can help you recover financial damages, not only for breach of contract, but also for emotional distress. We offer our services for residents throughout Southern California, including Los Angeles, Orange County, Riverside, San Bernardino, San Diego, Ventura, and all surrounding counties.

For help filing a claim, call (818) 222-9720 and schedule a consultation with a lawyer at our firm.

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    Our Clients' Success Stories

    • "Throughout the entire process I truly felt like I had someone on my side, and that Justin truly cared about my best interest."
      Justin Effres was my attorney. He came to my home on a Saturday in San Bernardino to discuss my case with me. Prior to deciding to go with Effres & Associates I had interviewed several other Law Offices. However out of everyone I talked to Justin seemed the most knowledgeable, and more importantly sincere about helping me with my case. Justin also assured me that if I had any questions or concerns, that I would be dealing directly with him, not an assistant. Justin held 100% to his word. Throughout the entire process I truly felt like I had someone on my side, and that Justin truly cared about my best interest. Thank you so much Justin.
      - E.N.
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      Dear Steve, I want to Thank You from the bottom of my heart for taking my case & for being my lawyer. You took my case, when other lawyers didn’t think I had a chance. You believed in my case, you believed in yourself & you believed in the system. Your wisdom, experience, knowledge, expertise, focus, dedication, calmness, composure, personality, sincerity & true compassion for my case was felt by me, my family, & the jury. I would not have won my case without you. Because of you, JUSTICE WAS DONE. I could have never imagined, how a person I hardly know, can change another person’s life, as you have helped change mine. You are my guardian angel & my life will never be the same thanks to you. Steve, you are a GREAT LAWYER & SHOULD feel very proud that you have the ability to change a person’s destiny and to touch people’s hearts & emotions in such a positive & emotional way. YOU are my HERO my KNIGHT in shining armor AND I WILL NEVER forget you! I consider myself lucky & blessed that our paths crossed in life. I can only hope that I meet more people in my life as special as you are. Thank you for being who you are, for sharing yourself with others in a way that always makes the world a better place. You are truly an angel in my EYES & my world is a lot brighter because of you. You will always have a special place in my heart. Best wishes to you in all your future endeavors. God Bless you & your family. Love always by M. S.
      - M.S.
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      Dear Justin, Thank you very much for representing me. Your support and guidance were instrumental in helping me to find closure and to heal from the accident. You are a terrific attorney, and it was such a pleasure to work with you! Sincerely, C. by C. M.
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      Steven & Kathy, I thank you and your firm for all your support and help. You are all a class act. Thank you again. by M. H.
      - M.H.

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