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Insurance Bad Faith

Agoura Hills Insurance Bad Faith Lawyer

Supporting Clients through Complex Cases in Los Angeles

You don’t expect your insurance company to give you a lowball offer, deny your claim, or delay damages when you need compensation after an accident. However, insurance companies are often guilty of such practices for the sole purpose of reducing the amount that they are obligated to pay you after you’ve been injured.

If you are currently having trouble recovering compensation from your insurer in Los Angeles, discuss your legal options with an insurance bad faith attorney at Effres & Effres today.

Insurance Company Bad Faith

When you purchase a policy from an insurance company or agent, the company is required to uphold the terms of the policy in good faith. The insurance policy is a contract: the company is supposed to provide you the coverage that you have signed up for in exchange for payment of regular premiums.

It’s a fairly straightforward agreement, but very often insurance companies backtrack when it comes to honoring their end of the deal.

Here are just some ways in which your insurer might attempt to save company money:

  • The company may delay your valid claim.
  • The company may deny your valid claim altogether.
  • The company may make you a lowball offer that does not cover your damages.
  • The company fails to respond instantly to your claim.
  • The company also fails to provide you the reasons for all of these actions.

Insurer breach of contract can put a policyholder through tremendous stress. Whatever the type of insurance that you purchased – life insurance, homeowners insurance, auto insurance, disability insurance or any other type of coverage – the company is required to stick to the terms of the agreement and pay out a legal and valid claim according to the terms of your policy. Whether your insurance company is currently denying your claim or making a lowball offer, you have legal options for recovery.

We Are on Your Side

If you’re currently having trouble recovering compensation from your insurance company, discuss your next course of action with a Los Angeles insurance bad faith lawyer at Effres & Effres. A claim can help you recover financial damages, not only for breach of contract, but also for emotional distress. We offer our services for residents throughout Southern California, including Los Angeles, Orange County, Riverside, San Bernardino, San Diego, Ventura, and all surrounding counties.

For help filing a claim, call (818) 222-9720 and schedule a consultation with a lawyer at our firm.

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      Justin Effres was my attorney. He came to my home on a Saturday in San Bernardino to discuss my case with me. Prior to deciding to go with Effres & Associates I had interviewed several other Law Offices. However out of everyone I talked to Justin seemed the most knowledgeable, and more importantly sincere about helping me with my case. Justin also assured me that if I had any questions or concerns, that I would be dealing directly with him, not an assistant. Justin held 100% to his word. Throughout the entire process I truly felt like I had someone on my side, and that Justin truly cared about my best interest. Thank you so much Justin.
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      Dear Mr. Effres, I would like to express my deep appreciation for assisting me when I called you regarding the problem I had with a dental group I had been going to. Unfortunately my only solution will be small claims court. Here is a case where the dentist said he was qualified to do root canals and missed the canal and went into my gum even though he took 3 x-rays during the procedure, and very casually said, “sometimes things like this will happen.” I wish to thank you again for your advice and you can be assured I will most certainly come to you if & when I need an attorney. Your thoughtfulness meant a lot! by H. M.
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