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Insurance Bad Faith

Agoura Hills Insurance Bad Faith Lawyer

Supporting Clients through Complex Cases in Los Angeles

You don’t expect your insurance company to give you a lowball offer, deny your claim, or delay damages when you need compensation after an accident. However, insurance companies are often guilty of such practices for the sole purpose of reducing the amount that they are obligated to pay you after you’ve been injured.

If you are currently having trouble recovering compensation from your insurer in Los Angeles, discuss your legal options with an insurance bad faith attorney at Effres & Effres today.

Insurance Company Bad Faith

When you purchase a policy from an insurance company or agent, the company is required to uphold the terms of the policy in good faith. The insurance policy is a contract: the company is supposed to provide you the coverage that you have signed up for in exchange for payment of regular premiums.

It’s a fairly straightforward agreement, but very often insurance companies backtrack when it comes to honoring their end of the deal.

Here are just some ways in which your insurer might attempt to save company money:

  • The company may delay your valid claim.
  • The company may deny your valid claim altogether.
  • The company may make you a lowball offer that does not cover your damages.
  • The company fails to respond instantly to your claim.
  • The company also fails to provide you the reasons for all of these actions.

Insurer breach of contract can put a policyholder through tremendous stress. Whatever the type of insurance that you purchased – life insurance, homeowners insurance, auto insurance, disability insurance or any other type of coverage – the company is required to stick to the terms of the agreement and pay out a legal and valid claim according to the terms of your policy. Whether your insurance company is currently denying your claim or making a lowball offer, you have legal options for recovery.

We Are on Your Side

If you’re currently having trouble recovering compensation from your insurance company, discuss your next course of action with a Los Angeles insurance bad faith lawyer at Effres & Effres. A claim can help you recover financial damages, not only for breach of contract, but also for emotional distress. We offer our services for residents throughout Southern California, including Los Angeles, Orange County, Riverside, San Bernardino, San Diego, Ventura, and all surrounding counties.

For help filing a claim, call (818) 222-9720 and schedule a consultation with a lawyer at our firm.

  • $11,250,000 Motorcycle Accident
  • $10,000,000 Airplane Crash
  • $9,500,000 Premises Liability

    Our Clients' Success Stories

    • "So pleased to win the case, through your legal expertise."
      Dear Mr. Effres, Please allow us to make your acquaintance. We are writing at the urging of Mr. Gusa, who shared with us the lovely history behind our receiving a beautiful six-passenger golf cart. As you know, he is a fine man and he was so pleased to win the case, through your legal expertise, so as to provide us with this unexpected gift. We would never have conceived of having such a large golf cart. Now that we have it, we are discovering how very valuable it is for being able to take a group of our distinguished guests all together on a tour around the monastery grounds. Perhaps one day circumstances will be such that you find yourself in Arizona. If so, we would be pleased to invite you on a tour of the monastery! With best regards by X. N.
      - X.N.
    • "Further, Mr. Effres's team is comprised of dedicated lawyers and a compassionate staff that makes their clients feel that they are always being thoroughly represented."
      I would highly recommend Effres & Associates to anyone requiring a Personal Injury lawyer. Effres & Associates is lead by Mr. Steven Effres, Esq., who is a very competent, diligent and legally creative lawyer. Further, Mr. Effres's team is comprised of dedicated lawyers and a compassionate staff that makes their clients feel that they are always being thoroughly represented. I was completely satisfied with Effres & Associates successful representation of my case and I will continue to refer them to anyone who seeks a professional and effective Personal Injury law firm
      - B.P.
    • "I would hope that nobody NEEDS to have an injury lawyer, but if they did, I would absolutely recommend Effres and Associates in a heartbeat."
      In August of 2015 I was involved in a serious motorcycle accident that involved the loss of operation of my dominant arm, as well as a traumatic brain injury. My parents had contacted Effres and associates (they were referred to them by another lawyer for another injury to a relative) and they drove from Agoura Hills down to Pasadena immediately, surveyed the accident scene, and then arrived at the hospital. Over the next two and a half years, Justin Effres and his father Steven Effres, relentlessly pursued this case for me, even when at one point it seemed like there wasn't much that could be done to resolve the situation. I had to go through the typical trial stuff such as meetings, deposition, medical appointments for Effres' firm and for the defense, but Effres did all that he could to make everything doable and smooth as possible for me. My perception of lawyers was certainly changed for the better after working with Justin and his dad, because of their genuine sincerity. They were always available and fully knowledgeable of the questions that my family and I had for them. Despite the case dragging on for over 2 years, they never left me hanging or feeling like the case was going nowhere, because Justin kept searching for answers and kept me updated with everything. All of his hard work paid off in a successful outcome for me. I would hope that nobody NEEDS to have an injury lawyer, but if they did, I would absolutely recommend Effres and Associates in a heartbeat.
      - E.E.
    • "I really feel like it's his reputation as a trial lawyer that got us the deal."
      Two attorney firms dropped us before the 2 year deadline and we were panicking. My husband was badly hurt when a truck backed into him as he was walking by. Justin took us in and we really felt like we had someone on our side. I really feel like it's his reputation as a trial lawyer that got us the deal. I would absolutely recommend him!
      - S.K.

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